Hopkinsville Car Accident Lawyer

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Hopkinsville Car Accident Attorney

Car accidents often occur unexpectedly and can lead to damaging consequences, such as physical injuries, financial burdens, and emotional harm. Dealing with the aftermath of a car accident in Hopkinsville, KY, can be an overwhelming experience, especially when there are legal aspects involved. A Hopkinsville car accident lawyer can guide you through the entire legal process and help you secure compensation.

At Michael J. Thompson, Attorney at Law, we make client communication a priority, ensuring you are informed about everything that happens with your claim. With a client-centered approach, we take the time to understand your concerns, needs, and overall goals to develop a legal strategy that is tailored to you and aligns with your interests. We have a proven track record of client satisfaction and are committed to providing aggressive representation.

Hopkinsville Car Accident Lawyer

Important Elements in a Car Accident Case

Car accident cases often vary in complexity, depending on how many parties are involved, the extent of injuries, and how severe the accident was. If you are seeking compensation for injuries and damages you sustained, there are some key elements of a car accident case you should be aware of in Hopkinsville, KY:

  • Establishing Liability: The state of Kentucky follows a “choice no-fault” system. For drivers who opted into the no-fault system, they waive their right to pursue fault-based claims for minor collisions, so determining fault may not be necessary. For opted-out individuals, however, it is crucial to determine who is at fault for any car accident in order to establish liability.
  • Insurance Claims: Accident victims who are opted in have to go through their own Personal Injury Protection insurance coverage (PIP) to seek compensation. They may only file a claim against the responsible party if their medical expenses exceed a certain amount if they suffered severe injuries, or if there was a death. Opted-out victims can file a claim against the at-fault driver.
  • Damages: Depending on the specific circumstances of the accident, you may be able to recover damages for medical expenses, property damage, loss of wages, emotional distress, pain and suffering, and other related damages.
  • Settlement Negotiations: If you are able to file a claim against the at-fault driver, your lawyer can assist with negotiating a settlement with their insurance company. Oftentimes, a car accident case is resolved with a settlement.
  • Litigation: In the event that a settlement cannot be reached, your case may go to trial, where the outcome will be determined by a judge or jury.

Navigating these car accident elements can be a challenging task with laws and regulations that are so unique, especially if there are aggravating factors like the at-fault driver being impaired. Having an experienced lawyer to help you can increase your chances of getting the maximum amount of compensation in your case.

Comparative Negligence in Hopkinsville

In Hopkinsville and throughout Kentucky, comparative negligence determines how damages will be rewarded in a personal injury case where responsibility is shared between multiple parties. The state applies the rule of pure comparative negligence, meaning you receive at least partial compensation for damages as long as you are not completely at fault. You would then be responsible for damages proportional to your degree of fault.

If you are awarded compensation for your damages but are found to be half at fault by a judge or jury, your compensation will be reduced by half. The more fault you are found to have in the accident, the less your compensation will be. This system is meant to keep things fair in personal injury cases and hold individuals liable for the part of the accident they are responsible for. Evidence gathered from the incident is vital for determining your potential degree of fault.


Q. What Is the Average Settlement for a Car Accident in Kentucky?

A. The average settlement for a car accident in Kentucky varies. There are several factors that can influence it, including fault, the amount of property damage, the type of injuries and their severity, and other damages suffered as a result of the accident. It is advised to consult with a car accident lawyer if you want an accurate estimate of the amount you can potentially receive from a settlement in your car accident case.

Q. Is Kentucky a No-Fault State for Car Accidents?

A. Kentucky is a “choice no-fault” state for car accidents. All drivers are required to get PIP coverage on their auto insurance. In the event of an accident, they must file a claim for damages with their insurance. It doesn’t matter who was at fault. However, drivers can opt out of the no-fault system by filing a rejection with the Department of Insurance and choosing to file a standard fault-based claim.

Q. Can You Claim for a Car Accident in KY?

A. Yes, you can claim for a car accident in Kentucky. If you choose to opt out of the no-fault system prior to the accident, you may be able to claim damages from the responsible party. However, if you did not opt out of the no-fault system, you may only take legal action under certain circumstances, such as high medical expenses or a death as a result of the accident.

Q. What Should I Do After a Car Accident in Kentucky?

A. After a car accident in Kentucky, one of the first things you should do is report the accident to the police and get necessary medical attention. Even if you do not believe you are seriously injured, it is important to have a thorough medical exam done as soon as possible. Some injuries are not immediately apparent.

Be sure to exchange contact and insurance information with the other parties involved, if possible. It is also important to document the accident as much as you can. Finally, contact a personal injury lawyer.

Trust Michael J. Thompson, Attorney at Law

When you choose to work with a lawyer from our firm, you can trust that you will have a strong advocate in your corner who is dedicated to getting you the most favorable outcome in your car accident case. Contact our office today to set up a consultation and learn how we can help you work through the intricacies of your claim.

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15744 Fort Campbell Blvd
Oak Grove, KY 42262